Ref: ADC137014 The first thing to know is that you don’t actually need funds in your PayPal account in order to pay for things online¹. If you’ve linked a bank account or debit card to your PayPal account, you can still use PayPal for online purchases. The money will be debited straight from the bank account or card.But if you’d rather hold a PayPal balance to cover your purchases, you can add funds using a bank transfer.
More details: Add Money To Paypal